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Maryland Senators Introduce Bill to Require Liability Insurance for Gun Owners

Bill would force gun owners to carry a minimum of $250,000 of coverage.

A number of gun control measures recently have been introduced into the Maryland Legislature, including one that would require anyone who owns a firearm to have a minimum of $250,000 liability insurance.

Sens. Jamie Raskin (D-Montgomery County) and Bill Ferguson (D-Baltimore City) are the sponsors of Senate Bill 577, which would require anyone who owns a firearm to have a minimum of $250,000 of liability insurance. The bill is similar to legislation being proposed in Pennsylvania, California and Massachusetts.

The Baltimore Sun views the legislation as being “designed to harness market forces to keep guns out of the hands of dangerous people the same way the cost of car insurance can keep bad drivers off the road.”

How the mandated insurance would be implemented is unclear.

Robert Hartwig, president of the Insurance Information Institute in New York, told Reuters that "a legislature could in theory mandate gun liability coverage, but you cannot require insurers to offer that coverage."

“If insurers declined to offer coverage, states themselves might have to set up insurance liability programs," Hartwig said.

Raskin recently told The Gazette that “[the] NRA offers insurance to all its members, because accidents happen. Guns are so dangerous that everybody should be insured.”

The NRA offers a gun liability insurance policy to its members via Lockton Affinity.

Nadia Biznis February 20, 2013 at 03:13 AM
I feel sorry for the "heat"the NRA is facing, what with gaining 250,000 new members and all over liberal stupidity. They can't get the memberships delivered fast enough! I wish the Left could bring themselves to be as harsh with Al Queda as they are with the NRA and gun owners - but they lack the balls for that.
JustABill February 20, 2013 at 03:22 AM
Mark you continue to prove your lack of knowledge and true grasp of logic with every post. You also sound an awful lot like Frank but that is another issue. You can legally own a tank, I know a few people that do and one of them is here in Maryland. You can legally ride a moped on the interstate as long as that moped has a motor cycle / scooter registration tag. You can also ride one on the interstate without a tag just as you can drive a bus or a semi without the proper license, and the only difference then is you are doing so illegally. So logically speaking your claim that his analogy does not hold water does not even hold air but we are certainly catching on that you are really full of a lot of hot air yourself and seem to enjoy spewing it every chance you get.
Jeff Grolig February 20, 2013 at 03:55 AM
Mark is still a tool.
Shaka Zulu February 20, 2013 at 04:02 PM
how about we make the State carry liability insurance from idiots they supposedly educate????
L.T. February 20, 2013 at 04:37 PM
The Cons complain about people not having a photo ID for the right to vote, but when it comes to the right to bear arms, they are all about making it as easy as possible for anyone to get one. They just get their friends at the NRA to lobby Congress to make sure there are no restrictions at all to purchase a killing machine, but when someone wants to vote, make them jump through hoops.

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